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Types of loans and features
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Loan Product Features
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Types of Interest rates
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Fixed Rate
Variable Rate
Split Loans
Introductory / Honeymoon Rates
Prinicipal & Interest / Interest Only
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Types of Lenders
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Banks
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1 Specialis non-banks
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Fees, costs and charges
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Upfront Setup Costs
Ongoing Costs
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Types of Lenders
Specialist non-banks
Types of Lenders
  Specialist non-banksThere are a number of lenders available that specialise in offering loans to people who don't fit the normal mould. In particular, non-conforming lenders offer loans to people who may have a blemish on their credit record, or who are looking to purchase a property with unusual characteristics. Another source of lending is via solicitors' funds. In general, these forms of lending are considerably more expensive than standard loans, but they offer the benefit of offering finance to people who may otherwise be ineligible.
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