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Thinking of Owner Building? Would you like to borrow up to 80% of your project's on completion value? Even on Low Doc? Are you interested in saving up to 30% on consturction costs?read more...     First Home Buyer?There’s so much to think about when buying your first home – from how much you can afford, to what type of property you want and where, to working out how you can fit all those extra appointments you’ll need to make into your busy day. Visiting our first home buyer dedicated micro site or Contacting us is an excellent first step.       . In Australia, we enjoy an increasingly competitive lending market with local and international banks, building societies, credit unions and all manner of specialist lenders offering a seemingly endless array of home loan types and products.On this page, you will find a summary of many home loan, fees, lender and interest rate types, for further information, click on the heading.   Types of loans and features Confused about the many types of loan products and the features that they include? Loan Types Loan Product Features Types of Interest rates There are more Interest rate types that can apply to your situation Fixed Rate Introductory Rates Variable Rate Prinicipal & Interest/ Interest Only Split Loans     Types of Lenders Along with the regular banks, there are other types of lenders you may consider. Banks Building Societies and Credit Unions Retail Lenders Specialist non-banks Fees, costs and charges Are you aware of the fees, costs and charges that you may encounter during the life of your loan? Upfront Setup Costs Ongoing Costs Discharge Fees

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